{"id":2704,"date":"2024-10-22T08:13:47","date_gmt":"2024-10-22T08:13:47","guid":{"rendered":"https:\/\/apex-aiexperts.com\/?p=2704"},"modified":"2024-10-22T08:13:47","modified_gmt":"2024-10-22T08:13:47","slug":"crypto-as-a-new-asset-class","status":"publish","type":"post","link":"https:\/\/apex-aiexperts.com\/es\/crypto-as-a-new-asset-class\/","title":{"rendered":"Las criptomonedas como nueva clase de activos"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Cryptocurrencies are now seen as financial assets that can be held as alternative investments. Learn why many consider crypto as a brand new asset class<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the previous lesson, you were introduced to cryptocurrencies and learned why they\u2019re different from traditional currencies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aside from functioning as a new kind of \u201cdigital money\u201d that\u2019s used to pay for goods and services, cryptocurrencies are more often used as financial assets that people trade or invest in.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The traditional financial (\u201cTradFi\u201d) industry is still divided on whether crypto should be considered a \u201cfinancial asset\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The popular argument is that they\u2019re impossible to value because there are no earnings or dividends, but there are financial assets with similar issues like gold and other commodities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">I view cryptocurrencies as a financial asset. More broadly, I view cryptocurrencies as a brand new asset class. (Currently, a very speculative asset class.)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Asset classes are categories of investments that have similar characteristics and behave in a similar way such as stocks, bonds, commodities, real estate, and cash (fiat currencies).<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/tradecenterfx.com\/wp-content\/uploads\/2023\/04\/asset-classes.png\" alt=\"\" title=\"asset-classes\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">And now there\u2019s\u2026<strong>crypto<\/strong>!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Crypto represents the first truly new asset class in\u00a0<em>decades<\/em>.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rather than just being used as a means of payment, like to pay for food at a restaurant, most cryptocurrencies are used to&nbsp;<strong>make speculative trades<\/strong>&nbsp;o&nbsp;<strong>held as investments<\/strong>&nbsp;by people who expect their value to rise.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Similar to the&nbsp;<strong>forex market<\/strong>, which is the financial market for&nbsp;<em>fiat<\/em>&nbsp;currencies, there\u2019s now a&nbsp;<strong>crypto market<\/strong>, a financial market for&nbsp;<em>cryptocurrencies<\/em>, where both traders and investors can make money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But while the forex market is open 24 hours a day, 5.5 days a week, the crypto market is&nbsp;<strong>open 24 hours a day, 7 days a week<\/strong>. It never closes!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Traders make bets<\/strong>&nbsp;(\u201cspeculate\u201d) on short-term price direction, while&nbsp;<strong>investors buy and hold<\/strong>&nbsp;in hopes that certain cryptocurrencies gain wider user adoption and increase in value over the long term.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Adding crypto helps investors&nbsp;<strong>diversify their portfolios<\/strong>. And more experienced crypto investors even&nbsp;<strong>generate passive income<\/strong>&nbsp;from different cryptocurrencies they hold.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Since cryptocurrencies are financial assets that you can invest or trade, they\u2019re also referred to as \u201c<strong>digital assets<\/strong>\u201d o \u201c<strong>cryptoassets<\/strong>\u201d o \u201c<strong>crypto assets<\/strong>\u201c.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Examples of Crypto<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The first cryptocurrency was&nbsp;<strong>Bitcoin<\/strong>&nbsp;and it remains the biggest and most well-known.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are also other well-known cryptocurrencies like Ethereum, Cardano, Solana, Dogecoin, Polkadot, Litecoin, Cosmos, and many others.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/bpcdn.co\/images\/2022\/02\/21153121\/other-cryptocurrencies.png\" alt=\"Popular Crypto\" class=\"wp-image-219622\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Some are similar to Bitcoin. Others are based on different technologies, or have new features that make them totally different from Bitcoin.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">The term \u201ccryptocurrency\u201d is actually&nbsp;<strong>misleading<\/strong>&nbsp;because, unlike Bitcoin, most cryptocurrencies do not function as actual currencies.<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Today, there are now THOUSANDS of cryptocurrencies that have been created, with each trying to offer new or improved functionalities from earlier cryptocurrencies or to serve a totally different purpose or use case.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Unfortunately, many are actually useless or even worse, outright scams, but a lot of people still buy them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Gullible noobs entering the crypto world hear about \u201cA coin that will not only change the world but change the galaxy!\u201d<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/bpcdn.co\/images\/2022\/02\/16154624\/galaticoin.png\" alt=\"Galaticoin is a shady crypto\" class=\"wp-image-219183\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">They think: \u201cI must buy this&nbsp;<strong>Galaticoin<\/strong>!\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">They buy the dubious coin and give away their money without understanding the underlying technology.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/bpcdn.co\/images\/2019\/02\/26172550\/buy-galaticoin-no-fomo-287x360.png\" alt=\"No FOMO fo me\" class=\"wp-image-155388\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">The cryptocurrency ends up being worthless.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Some people are jumping into the crypto market with the wrong mentality. They believe that it\u2019s a&nbsp;<strong>sure bet<\/strong>\u2026.that the money they put in will just automatically grow.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With this mentality, it\u2019s not surprising why a scam artist or shiller sees today\u2019s cryptocurrency market like how a tiger sees a herd of one-legged deer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lots of&nbsp;<em>delicious<\/em>&nbsp;opportunities.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter\"><img decoding=\"async\" src=\"https:\/\/bpcdn.co\/images\/2022\/02\/16124644\/one-legged-deer.png\" alt=\"One-Legged Deer\" class=\"wp-image-219153\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Don\u2019t be a one-legged deer.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That\u2019s my mission\u2026<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u201cDon\u2019t let you become a one-legged deer.\u201d<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Cryptocurrencies are now seen as financial assets that can be held as alternative investments. Learn why many consider crypto as a brand new asset class In the previous lesson, you were introduced to cryptocurrencies and learned why they\u2019re different from traditional currencies. Aside from functioning as a new kind of \u201cdigital money\u201d that\u2019s used to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[26,12],"tags":[],"class_list":["post-2704","post","type-post","status-publish","format-standard","hentry","category-introduction","category-learn-crypto"],"_links":{"self":[{"href":"https:\/\/apex-aiexperts.com\/es\/wp-json\/wp\/v2\/posts\/2704","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/apex-aiexperts.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/apex-aiexperts.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/apex-aiexperts.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/apex-aiexperts.com\/es\/wp-json\/wp\/v2\/comments?post=2704"}],"version-history":[{"count":1,"href":"https:\/\/apex-aiexperts.com\/es\/wp-json\/wp\/v2\/posts\/2704\/revisions"}],"predecessor-version":[{"id":2705,"href":"https:\/\/apex-aiexperts.com\/es\/wp-json\/wp\/v2\/posts\/2704\/revisions\/2705"}],"wp:attachment":[{"href":"https:\/\/apex-aiexperts.com\/es\/wp-json\/wp\/v2\/media?parent=2704"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/apex-aiexperts.com\/es\/wp-json\/wp\/v2\/categories?post=2704"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/apex-aiexperts.com\/es\/wp-json\/wp\/v2\/tags?post=2704"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}